Does Arbitrage funds perform well during market downturns?

Many a times, people ask me if Arbitrage funds perform well during market downturns i.e. in bear or sideways market? This is primarily due to the fact that Arbitrage funds are not allowed to short sell and has to find arbitrage opportunities. So a logical question arises – Would there be an opportunity between cash […]

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EPF Withdrawal Without Signature of Employer

  Here is a fantastic news for all EPF account holders. EPFO has modified the withdrawal process and now it can happen without employer signature. Now you can directly submit the EPF withdrawal forms and the settlement will happen directly into your bank account. Prior, the EPF  withdrawal requests were first sent to the employer […]

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You can claim deduction under section 80DDB upto Rs 80000

When you have spent money for treatment of a dependant, suffering from a listed disease, you can claim deduction under section 80DDB. This deduction can be claimed by an individual or HUF. Only residents in India can claim this deduction. It can be claimed for your spouse, children, parents and siblings. Here are the lists of disease […]

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Buying Mediclaim Health Insurance in India

Buying Mediclaim Health Insurance in India One of the important topics to cover while building a financial plan is around buying Mediclaim / health insurance in India. Health insurance will protect you and your family against any financial risks arising due to a medical emergency. Buying a proper health plan would help you in saving your […]

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Approach towards Investing in Growth company

We will talk about the Approach you should have while Investing in a Growth company.  In one line before delving into details, it should be similar to having an affair with a hot woman. The risk is high but so is reward 😉 You will feel proud when talking about your investment. People will talk about you […]

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Salary vs Passive Income

What is your Salary? Here we will NOT talk about the salary amount but the TYPE of salary.   My friend, there are different types of salaries. Read till the end and you will understand. The rich are becoming richer, while the poor are getting poorer. How and Why? World media has fooled you but […]

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How to Create Emergency Fund in India

How to Create Emergency Fund in India Even though the title says – How to Create Emergency Fund in India? I will cover both Why and How to Create Emergency Fund in India. I will start with the Why aspect first followed by How to. Why Create Emergency Fund in India Earlier people use to […]

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How to Save Money with Amazon India Lightning Deals

How to Save Money with Amazon India Lightning Deals I had covered some tips and tricks to save money with Amazon.in here and since then many readers contacted me asking for additional tips. So here I am listing all the tips and tricks and show you how to save money with Amazon.in. As I wrote […]

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Habit of Saving Money in India – 15 Money Savings Tips

Habit of Saving Money in India – Money Savings Tips In order to achieve your financial goals and achieve financial independence, You need to save money. In fact, saving money in India has to become a Habit.   Look – saving money doesn’t mean that you become a miser. A miser is a person who […]

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Investing in Foreign Stocks from India

Investing in Foreign Stocks from India It’s possible to invest in Foreign Stocks from India. This could be done by investing money in International Mutual Funds or Direct investing in Foreign stocks from India In this article, we will cover both these options in detail. Also, read about my caveat regarding trading on insider information in […]

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Automate Bill Payments and Get Cashback

Do you incur late charges with your utility bills or phone bills or any other bills? All companies charges a late fee when the payment is made after the due date. Look – These late payment charges range from 40 to 100 rupees per bill each month. Many wallet apps provide the facility of paying […]

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Analyze your exposure in various MF schemes 

Analyze your exposure in various MF schemes Recently I got this question from a reader – Dear Sir, is there any website/Tool – (Paid or Free)  to analyze your exposure to specific securities in your mutual fund portfolio? I should be able to do it for both Equities as well as Debt Funds; for example […]

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5 Questions to Ask Your Financial Planner

5 Questions to Ask You Financial Planner Ask these questions to any Financial Planner before you engage his/her services 1.    How will you help me reach my goals? Our View – Helping you reach your goals is bigger than just focusing on stocks and the markets – it’s about understanding your priorities, your goals and […]

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Get Started and initial questions. 

Following are few steps to get started on your journey to achieve financial independence followed by frequently asked questions. For other questions please go through the blog. Please drop me a note if you still have questions and I will be happy to help you. So here it goes… 1. Create an emergency corpus. 2. […]

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How to participate in share buyback process? 

How to participate in share buyback process? Recently, one of the readers contacted me with the following question: How should one participate in share buyback process. Is it offline? Normally the company sends you a prospectus of the share buyback via mail. You can fill the form and get back to them. Nowadays most companies do […]

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Check PF balance via Missed Call

Check PF Balance via Missed Call:- Finally the good news, the new missed call facility for your PF Balance alert has started. In order to know your TOTAL Provident Fund  BALANCE, simply give a missed call on 011-22901406 from your registered mobile no. and u will get SMS alert immediately. If the UAN of the […]

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